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Then you can tell your dealer friend which car you want and how much to pay for it.

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Drop collision coverage on older cars.

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Some diesel engine vehicles require only synthetic oil which means higher maintenance cost.

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Some insurance companies offer discounts when you add a spouse as a named driver as opposed to unmarried couples,they see marriage as a sign of stability and associate stability with safe driving and there for give you a discount.

Some insurers reward long-time customers with discounts and other money-saving programs.