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In other words, if you run into another car and cause damage to that car and injure the occupant(s) of that car, a third party only policy will pay for the repair to that other vehicle, and will pay for any medical claims or injuries suffered by the occupant(s) of that other car and any passengers in your car other than you.
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Auto insurance provides property, liability and medical coverage: property coverage pays for damage to or theft of your car.

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In other words, if you run into another car and cause damage to that car and injure the occupant(s) of that car, a third party only policy will pay for the repair to that other vehicle, and will pay for any medical claims or injuries suffered by the occupant(s) of that other car and any passengers in your car other than you.

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You can get up to 4 free auto insurance quotes which are provided by multiple companies ,when you are applying online you simply need to enter the zip code and some basic information about the insurance.